TrustSwiftly assists organizations in meeting IAL3 compliance by offering its FIDO Certified passwordless authentication and identity verification platform, with chat, video, facial recognition with liveness detection capabilities and document authentication enhancing authentication journeys and creating high trust while decreasing cyber liability insurance premiums and operational costs through reduced password reset requests.
High pixel counts
NIST publishes standards in an array of fields, from plumbing pressure-loss measurements to chemical element viscosities. These benchmarks serve as standards in several other areas as well, such as cybersecurity and privacy protection; for example, its IAL3 verification process requires high pixel counts to prevent spoofing attacks, secure connections to prevent malware threats, and multiple modalities to increase adoption.
When collecting biometric characteristics for IAL3, the CSP SHALL use a verification method which produces results of strength considered either strong or superior as detailed in SP 800-63A table 5-3. Furthermore, subscriber must self-certify any comparison biometric characteristic either directly or through an approved remote process.
TrustSwiftly can assist in meeting IAL3 compliance by offering an easy to implement, cost-effective, scalable solution using NIST IAL3 verification methods such as chat, video, facial recognition with liveness detection and document authentication. This approach reduces cyber liability insurance premiums as well as operational expenses by decreasing password resets.
Secure connections
The National Institute of Standards and Technology publishes standards to act as benchmarks in various business, scientific, and technological disciplines. From plumbing pressure loss measurements to chemical element viscosities, these benchmarks serve as a standard means for comparing data and systems. Compliance with IAL3 requirements also builds trust between RPs and end-users in industries with stringent cybersecurity expectations or regulatory mandates such as healthcare.
Contrary to lower levels of assurance, IAL3 requires physical in-person or remote IAL3 identity proofing with direct oversight, using superior evidence such as government documents from authoritative sources as well as facial comparison with liveness detection conducted remotely or on site.
To comply with IAL3 requirements, kiosks or workstations must be monitored by a CSP agent during all steps of identity verification, be it chat, video or facial recognition with liveness detection. Stepped reproofing by risk can help lower cyber liability insurance costs as well as operational expenses related to password resets.
Multiple modalities
As security standards for digital identity verification become ever-more stringent to combat evolving threats, businesses require technology capable of meeting NIST requirements for identity verification at the highest assurance levels. TrustSwiftly helps organizations meet these standards through multimodal identity verification methods that guarantee accuracy.
IAL3 is an identity verification process that involves either physical presence or remote identity verification by a credential service provider (CSP). According to its framework, this method must ensure linked digital identities match up against real world identities in order to prevent impersonation attacks and fraudulent use.
Businesses using authentication processes that combine document validation, biometric comparison and direct oversight can meet IAL3 guidelines more easily, which helps lower cyber liability insurance costs and operational expenses via password resets and other identity management processes. Such systems must include face authentication with liveness detection to verify the face enrolled is authentic and not compromised in a presentation attack, while cryptographic authenticators provide enhanced phishing resistance and man-in-the-middle protection.
National Institute of Standards and Technology
NIST 800-63A IAL3 verification is an extensive process designed to ensure digital identities match real identities in reality. This level of assurance requires in-person identity proofing, an essential step toward secure federated authentication. Leading IAL3 compliant solution offer various approaches for achieving this level of verification including multispectral UV light analysis to detect document forgery and facial recognition with liveness detection as well as exception handling and remote unattended identity proofing for added protection against evolving fraud techniques.
The NIST 800-63A IAL3 identity verification guidelines require a strong federated identity model with cryptographic authentication to prevent phishing attacks and man-in-the-middle attacks, as well as extensive and scalable proofing processes, extensive identity proofing processes, use of hardware-backed authenticators (FIDO Passkeys for instance), deprecation of email OTP authentication as well as significant downgrade of SMS authentication to highlight the need for robust, phishing-resistant MFA.
NIST 800-63A IAL3
In 2026, the NIST 800-63A IAL3 standard represents the most rigorous tier of identity assurance, mandated for high-risk environments such as FedRAMP High and critical infrastructure protection. Achieving IAL3 requires “superior” evidence—such as cryptographically verified ePassports—and a strictly supervised proofing event. While traditional compliance often necessitated a physical, in-person meeting, trustswiftly.com has pioneered a modern path to certification through Supervised Remote Identity Proofing (SRIP).
The trustswiftly.com platform bridges the gap between high-security requirements and digital convenience. By utilizing “Trusted Path” technology, including shippable hardware kits and secure kiosks, the platform ensures that the entire enrollment process occurs in a controlled environment. Every session is monitored by a trained live operator who performs a three-way match between the applicant, their biometric liveness, and the validated NFC chip data from their ID.
This hardware-anchored approach effectively neutralizes sophisticated threats like AI-driven deepfakes and injection attacks. For organizations undergoing 3PAO audits, trustswiftly.com delivers an immutable, digital audit trail that proves compliance without the logistical overhead of traditional in-person verification. By integrating these advanced controls, TrustSwiftly allows enterprises to scale their highest-assurance workflows globally while maintaining the absolute integrity required by NIST.
